{"id":93,"date":"2024-05-14T13:10:38","date_gmt":"2024-05-14T13:10:38","guid":{"rendered":"https:\/\/uj.okoshitel.hu\/?page_id=93"},"modified":"2025-09-08T15:02:48","modified_gmt":"2025-09-08T15:02:48","slug":"adossagrendezes-kizaro-tenyezoi","status":"publish","type":"page","link":"https:\/\/uj.okoshitel.hu\/index.php\/adossagrendezes-kizaro-tenyezoi\/","title":{"rendered":"Ad\u00f3ss\u00e1grendez\u00e9s kiz\u00e1r\u00f3 t\u00e9nyez\u0151i"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"93\" class=\"elementor elementor-93\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f94ec24 e-flex e-con-boxed e-con e-parent\" data-id=\"f94ec24\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c71ec9 elementor-widget elementor-widget-heading\" data-id=\"6c71ec9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Ad\u00f3ss\u00e1grendez\u00e9s kiz\u00e1r\u00f3 t\u00e9nyez\u0151i<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f29732c elementor-widget elementor-widget-text-editor\" data-id=\"f29732c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Az ad\u00f3ss\u00e1grendez\u0151 hitelek ig\u00e9nybev\u00e9tel\u00e9nek elengedhetetlen felt\u00e9tele az al\u00e1bbiak teljes\u00fcl\u00e9se:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d3a665f e-flex e-con-boxed e-con e-parent\" data-id=\"d3a665f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e8b759c e-con-full e-flex e-con e-child\" data-id=\"e8b759c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68f6dfe elementor-widget elementor-widget-n-accordion\" data-id=\"68f6dfe\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1100\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1100\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Megfelel\u0151 finansz\u00edroz\u00e1si h\u00e1nyad <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1100\" class=\"elementor-element elementor-element-ee4f15e e-con-full e-flex e-con e-child\" data-id=\"ee4f15e\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1100\" class=\"elementor-element elementor-element-3d3a7d7 e-flex e-con-boxed e-con e-child\" data-id=\"3d3a7d7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1706278 elementor-widget elementor-widget-text-editor\" data-id=\"1706278\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Az \u00f6sszes kiv\u00e1ltand\u00f3 hitel egy\u00fcttes \u00f6sszege ill. az esetlegesen m\u00e9g ezen fel\u00fcl k\u00e9rt plusz hitel\u00f6sszeg egy\u00fcttesen belef\u00e9r mind a jogszab\u00e1lyok, mind az ad\u00f3ss\u00e1grendez\u0151 bank bels\u0151 szab\u00e1lyzat\u00e1ban meghat\u00e1rozott maxim\u00e1lis hitel\u00f6sszegbe (fedezeti h\u00e1nyad megfelel\u0151 szinten marad).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-782ce0a elementor-widget elementor-widget-n-accordion\" data-id=\"782ce0a\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1260\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1260\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Elfogadhat\u00f3 fedezet <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1260\" class=\"elementor-element elementor-element-36980cb e-con-full e-flex e-con e-child\" data-id=\"36980cb\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1260\" class=\"elementor-element elementor-element-9f5a09a e-flex e-con-boxed e-con e-child\" data-id=\"9f5a09a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6bdb9b8 elementor-widget elementor-widget-text-editor\" data-id=\"6bdb9b8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Fontos az is, hogy az ad\u00f3ss\u00e1grendez\u0151 hitelt biztos\u00edt\u00f3 bank elfogadja az \u00d6n \u00e1ltal felaj\u00e1nlott ingatlant fedezetnek. El\u0151fordulhat olyan eset, amikor a jelenlegi bank annak idej\u00e9n m\u00e9g elfogadott egy speci\u00e1lis ingatlant (\u00fcd\u00fcl\u0151t, gar\u00e1zst, vegyes funkci\u00f3j\u00fa ingatlant, amiben a lak\u00f3 funkci\u00f3n k\u00edv\u00fcl m\u00e1s is volt) vagy \u00e1llapotot (fel nem t\u00fcntetett mell\u00e9k\u00e9p\u00fclet a t\u00e9rk\u00e9pen, enged\u00e9ly n\u00e9lk\u00fcli be\u00e9p\u00edt\u00e9s stb.), de ha most megpr\u00f3b\u00e1lja az ad\u00f3ss\u00e1grendez\u00e9st, akkor ugyanezt az ingatlant vagy rendezetlen \u00e1llapotot eleve el sem fogadja az ad\u00f3ss\u00e1grendez\u00e9sre kiszemelt \u00faj bank.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-973a0cc elementor-widget elementor-widget-n-accordion\" data-id=\"973a0cc\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1580\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1580\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00c9letkori szab\u00e1lyok betart\u00e1sa <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1580\" class=\"elementor-element elementor-element-001443f e-con-full e-flex e-con e-child\" data-id=\"001443f\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1580\" class=\"elementor-element elementor-element-e58168e e-flex e-con-boxed e-con e-child\" data-id=\"e58168e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22f0098 elementor-widget elementor-widget-text-editor\" data-id=\"22f0098\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Lehet, hogy annak idej\u00e9n olyan bankt\u00f3l tudott felvenni hitelt, amelyik gond n\u00e9lk\u00fcl bevonta valamilyen form\u00e1ban a 70 \u00e9ves (nagy)sz\u00fcl\u0151j\u00e9t, de mostanra \u0151 m\u00e1r t\u00falhaladt egy koron \u00e9s a szigor\u00edtott szab\u00e1lyok miatt ki kell maradnia a hitelfelv\u00e9teli \u00fcgyletb\u0151l ahhoz, hogy az megval\u00f3sulhasson.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88fef38 elementor-widget elementor-widget-n-accordion\" data-id=\"88fef38\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1430\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1430\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Ha v\u00e1llalkoz\u00f3 \u00e9s k\u00f6ztartoz\u00e1sa van a c\u00e9g\u00e9nek <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1430\" class=\"elementor-element elementor-element-3a05523 e-con-full e-flex e-con e-child\" data-id=\"3a05523\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1430\" class=\"elementor-element elementor-element-689907b e-flex e-con-boxed e-con e-child\" data-id=\"689907b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5241340 elementor-widget elementor-widget-text-editor\" data-id=\"5241340\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bele se kezdjen az ad\u00f3ss\u00e1grendez\u00e9sbe addig, am\u00edg a c\u00e9g\u00e9nek k\u00f6ztartoz\u00e1sa van, az ugyanis egyen\u00e9rt\u00e9k\u0171 az akt\u00edv KHR tartoz\u00e1ssal. Abszol\u00fat kiz\u00e1r\u00f3 ok.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0c2272d e-con-full e-flex e-con e-child\" data-id=\"0c2272d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c1a7b79 elementor-widget elementor-widget-n-accordion\" data-id=\"c1a7b79\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2030\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2030\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Megfelel\u00e9s j\u00f6vedelmi oldalon <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2030\" class=\"elementor-element elementor-element-cd956f3 e-con-full e-flex e-con e-child\" data-id=\"cd956f3\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2030\" class=\"elementor-element elementor-element-3417179 e-flex e-con-boxed e-con e-child\" data-id=\"3417179\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd4c0c6 elementor-widget elementor-widget-text-editor\" data-id=\"cd4c0c6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Term\u00e9szetesen kulcsfontoss\u00e1g\u00fa, hogy az \u00faj ad\u00f3ss\u00e1grendez\u0151 hitel \u00a0a j\u00f6vedelmi szab\u00e1lyoknak is megfeleljen. Nagy k\u00f6nnyebbs\u00e9g ezen a t\u00e9ren, hasonl\u00f3an a hitelkiv\u00e1lt\u00e1shoz, hogy az ad\u00f3ss\u00e1grendez\u0151 bank maga utal a r\u00e9gi banknak vagy bankoknak, emiatt biztos lehet benne, hogy az ottani hitelek lez\u00e1r\u00e1s\u00e1hoz sz\u00fcks\u00e9ges \u00f6sszegek meg\u00e9rkeznek \u00e9s a r\u00e9gi bank(ok) le fogj\u00e1k z\u00e1rni a r\u00e9gi hiteleket. Ilyenkor j\u00f6vedelem oldalon a r\u00e9gi hitelekkel m\u00e1r nem kell sz\u00e1molni, csak az \u00fajnak a t\u00f6rleszt\u0151j\u00e9vel. Az sem egyszer\u0171 feladat, de l\u00e9nyegesen k\u00f6nnyebb, mintha a r\u00e9gi, ad\u00f3ss\u00e1grendez\u00e9sbe bevont hitelekkel is sz\u00e1molni kellene.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c081047 elementor-widget elementor-widget-n-accordion\" data-id=\"c081047\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2010\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2010\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Hitelm\u00falt <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2010\" class=\"elementor-element elementor-element-37ecf67 e-con-full e-flex e-con e-child\" data-id=\"37ecf67\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2010\" class=\"elementor-element elementor-element-01a3e3e e-flex e-con-boxed e-con e-child\" data-id=\"01a3e3e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e552cfa elementor-widget elementor-widget-text-editor\" data-id=\"e552cfa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Igen, ad\u00f3ss\u00e1grendez\u00e9sn\u00e9l ez tal\u00e1n a legfontosabb. Ha ad\u00f3ss\u00e1got szeretne rendezni, akkor els\u0151k\u00e9nt azt kell megn\u00e9znie, hogy az elm\u00falt 6\/12 h\u00f3napban volt-e b\u00e1rmelyik hitel\u00e9n\u00e9l 30 napot meghalad\u00f3 fizet\u00e9si k\u00e9sedelem. Ha volt ilyen vagy \u00e9ppen most is van, akkor az komoly gond, ugyanis nem fog tal\u00e1lni olyan bankot, amelyik ebben az esetben szeretne foglalkozni az \u00d6n hiteleinek konszolid\u00e1l\u00e1s\u00e1val, ad\u00f3ss\u00e1gainak rendez\u00e9s\u00e9vel. Itt-ott m\u00e9g tal\u00e1lkozni olyannal, hogy ha l\u00e1tszik, mib\u0151l fogja tudni fizetni a hitel\u00e9t \u00e9s megfelel\u0151 az ingatlan fedezet is, valamint igazolni tudja, hogy valamennyit minden h\u00f3napban tudott fizetni \u00e9s a teljes t\u00f6rleszt\u0151vel sosem cs\u00faszott meg 30 napn\u00e1l jobban, akkor tal\u00e1lhat refinansz\u00edroz\u00f3t.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f48f2e2 elementor-widget elementor-widget-n-accordion\" data-id=\"f48f2e2\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2560\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2560\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Akt\u00edv KHR tartoz\u00e1s (r\u00e9gi nev\u00e9n vagy BAR lista) <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2560\" class=\"elementor-element elementor-element-620fe8e e-con-full e-flex e-con e-child\" data-id=\"620fe8e\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2560\" class=\"elementor-element elementor-element-e884e6f e-flex e-con-boxed e-con e-child\" data-id=\"e884e6f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bac4a46 elementor-widget elementor-widget-text-editor\" data-id=\"bac4a46\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Lehet, hogy nem is gondol r\u00e1, de ha elment valakin\u00e9l ad\u00f3st\u00e1rsnak \u00e9s az nem fizette rendesen a hitel\u00e9t, akkor \u00d6nt is bajba sodorta, mert az \u0151 fegyelmezetlens\u00e9ge folyt\u00e1n \u00d6nt is feltette a bank a nem fizet\u0151 ad\u00f3sok list\u00e1j\u00e1ra. Am\u00edg pedig ez a helyzet fenn\u00e1ll, addig \u00d6n sem fog tudni ad\u00f3ss\u00e1grendez\u0151 hitelt ig\u00e9nyelni, f\u00fcggetlen\u00fcl att\u00f3l, hogy felel\u0151s-e az ottani k\u00e9sedelem\u00e9rt vagy sem. Gyakran fordul el\u0151 ilyesmi v\u00e1l\u00f3f\u00e9lben l\u00e9v\u0151kn\u00e9l, amikor az egyik v\u00e1llalja, hogy tov\u00e1bb fizeti a hitelt egyed\u00fcl (ha pl. \u0151 marad a kor\u00e1bbi k\u00f6z\u00f6s lak\u00e1sban), de azt\u00e1n valami miatt m\u00e9gis meggondolja mag\u00e1t (mert pl. nem kapja meg id\u0151ben a tart\u00e1sd\u00edjat). Ez k\u00f6nnyen g\u00e1tja lehet az ad\u00f3ss\u00e1grendez\u00e9snek.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c14284f elementor-widget elementor-widget-n-accordion\" data-id=\"c14284f\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2020\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2020\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Felmondott hitel <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2020\" class=\"elementor-element elementor-element-e3ce6c2 e-con-full e-flex e-con e-child\" data-id=\"e3ce6c2\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2020\" class=\"elementor-element elementor-element-e2e1bd8 e-flex e-con-boxed e-con e-child\" data-id=\"e2e1bd8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f4b5bfe elementor-widget elementor-widget-text-editor\" data-id=\"f4b5bfe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Id\u0151nk\u00e9nt kapunk olyan megkeres\u00e9st is, hogy nemsok\u00e1ra \u00e1rver\u00e9s, felmondta a bank a hitelt, seg\u00edts\u00fcnk m\u00e1r. Sajnos nem tudunk, ilyenkor m\u00e1r k\u00e9s\u0151. Ez is abszol\u00fat kiz\u00e1r\u00f3 oka teh\u00e1t az ad\u00f3ss\u00e1grendez\u0151 hitel ig\u00e9nyl\u00e9s\u00e9nek.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Az ad\u00f3ss\u00e1grendez\u0151 hitelek ig\u00e9nybev\u00e9tel\u00e9nek elengedhetetlen felt\u00e9tele az al\u00e1bbiak teljes\u00fcl\u00e9se: Megfelel\u0151 finansz\u00edroz\u00e1si h\u00e1nyad Az \u00f6sszes kiv\u00e1ltand\u00f3 hitel egy\u00fcttes \u00f6sszege ill. az esetlegesen m\u00e9g ezen fel\u00fcl k\u00e9rt plusz hitel\u00f6sszeg egy\u00fcttesen belef\u00e9r mind a jogszab\u00e1lyok, mind az ad\u00f3ss\u00e1grendez\u0151 bank bels\u0151 szab\u00e1lyzat\u00e1ban meghat\u00e1rozott maxim\u00e1lis hitel\u00f6sszegbe (fedezeti h\u00e1nyad megfelel\u0151 szinten marad). Az \u00f6sszes kiv\u00e1ltand\u00f3 hitel egy\u00fcttes \u00f6sszege ill. az esetlegesen [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-93","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/pages\/93","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/comments?post=93"}],"version-history":[{"count":11,"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/pages\/93\/revisions"}],"predecessor-version":[{"id":1382,"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/pages\/93\/revisions\/1382"}],"wp:attachment":[{"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/media?parent=93"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}