{"id":61,"date":"2024-05-14T12:31:52","date_gmt":"2024-05-14T12:31:52","guid":{"rendered":"https:\/\/uj.okoshitel.hu\/?page_id=61"},"modified":"2026-01-07T11:12:07","modified_gmt":"2026-01-07T11:12:07","slug":"telekvasarlas","status":"publish","type":"page","link":"https:\/\/uj.okoshitel.hu\/index.php\/telekvasarlas\/","title":{"rendered":"Telekv\u00e1s\u00e1rl\u00e1s"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"61\" class=\"elementor elementor-61\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ba1be73 e-flex e-con-boxed e-con e-parent\" data-id=\"ba1be73\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2e2ec1 elementor-widget elementor-widget-heading\" data-id=\"d2e2ec1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Telekv\u00e1s\u00e1rl\u00e1s<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3cfc4ea elementor-widget elementor-widget-text-editor\" data-id=\"3cfc4ea\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"et_pb_row et_pb_row_1\"><div class=\"et_pb_column et_pb_column_4_4 et_pb_column_1 et_pb_css_mix_blend_mode_passthrough et-last-child\"><div class=\"et_pb_module et_pb_text et_pb_text_1 et_pb_text_align_left et_pb_bg_layout_light\"><div class=\"et_pb_text_inner\"><p>Amennyiben lak\u00f3ingatlan \u00e9p\u00edt\u00e9s\u00e9re alkalmas telket szeretne megv\u00e1s\u00e1rolni bankhitelb\u0151l, akkor azt lak\u00e1shitelb\u0151l, azon bel\u00fcl is lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitelb\u0151l teheti meg. Emiatt minden nagyon hasonl\u00f3an m\u0171k\u00f6dik, mint a lak\u00e1sv\u00e1s\u00e1rl\u00e1si hiteln\u00e9l, ez\u00e9rt itt csak a k\u00fcl\u00f6nbs\u00e9geket emelj\u00fck ki:<\/p><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d86bf39 e-flex e-con-boxed e-con e-parent\" data-id=\"d86bf39\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-15b5ccd e-con-full e-flex e-con e-child\" data-id=\"15b5ccd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c4e89e1 elementor-widget elementor-widget-n-accordion\" data-id=\"c4e89e1\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2060\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2060\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Ide\u00e1lis eset a belter\u00fcleti \u00e9p\u00edt\u00e9si telek <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2060\" class=\"elementor-element elementor-element-da02ee1 e-con-full e-flex e-con e-child\" data-id=\"da02ee1\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2060\" class=\"elementor-element elementor-element-4c3ee0a e-flex e-con-boxed e-con e-child\" data-id=\"4c3ee0a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55ebfd8 elementor-widget elementor-widget-text-editor\" data-id=\"55ebfd8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>El\u0151sz\u00f6r is \u00e9rdemes tudnia, hogy t\u00f6bbf\u00e9le telek l\u00e9tezik az ingatlan-nyilv\u00e1ntart\u00e1s szerint. Ide\u00e1lis eset az, ha belter\u00fcleti \u00e9p\u00edt\u00e9si telket szeretne megvenni. \u00c9p\u00edt\u00e9si telek az, amire lehet \u00e9p\u00edt\u00e9si enged\u00e9lyt vagy szab\u00e1lyos bejelent\u00e9ssel \u00e9p\u00edt\u00e9si jogot szerezni. Belter\u00fcleti telek pedig az, amit az ingatlan-nyilv\u00e1ntart\u00e1s az adott telep\u00fcl\u00e9s lak\u00f3ter\u00fcletek\u00e9nt ekk\u00e9nt tart nyilv\u00e1n. Gyakran tal\u00e1lkozunk azonban olyan telekv\u00e1s\u00e1rl\u00e1si esetekkel, amikor ez vagy az nem \u00e1ll fenn. Leggyakrabban \u00fan. z\u00e1rtkertr\u0151l vagy \u00fcd\u00fcl\u0151telekr\u0151l van ilyenkor sz\u00f3. Ezen telekv\u00e1s\u00e1rl\u00e1sokn\u00e1l m\u00e1ris m\u00e1sok a szab\u00e1lyok, \u00e1ltal\u00e1ban sz\u00f3ba sem j\u00f6hetnek fedezetk\u00e9nt, csak itt-ott 1-1 bank hajland\u00f3 \u0151ket elfogadni. Teh\u00e1t az els\u0151 dolga annak tiszt\u00e1z\u00e1sa, hogy pontosan milyen telekr\u0151l is van sz\u00f3. Ide\u00e1lis esetben az a tulajdoni lapj\u00e1n \u201ekivett, be\u00e9p\u00edtetlen ter\u00fcletk\u00e9nt\u201d szerepel, belter\u00fcleten.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c767ec elementor-widget elementor-widget-n-accordion\" data-id=\"7c767ec\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1300\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1300\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Alacsonyabb finansz\u00edroz\u00e1si h\u00e1nyadok <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1300\" class=\"elementor-element elementor-element-3bdae82 e-con-full e-flex e-con e-child\" data-id=\"3bdae82\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1300\" class=\"elementor-element elementor-element-e557b54 e-flex e-con-boxed e-con e-child\" data-id=\"e557b54\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b69a7cd elementor-widget elementor-widget-text-editor\" data-id=\"b69a7cd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u00c9rdemes arr\u00f3l is tudnia, hogy a telekv\u00e1s\u00e1rl\u00e1sra \u00e1ltal\u00e1ban a lak\u00e1sok\u00e9n\u00e1l alacsonyabb finansz\u00edroz\u00e1si h\u00e1nyadokkal sz\u00e1molnak a bankok. Ennek val\u00f3sz\u00edn\u0171leg az lehet az oka, hogy a saj\u00e1t lak\u00e1s\u00e1t mindenki a legv\u00e9gs\u0151kig szeretn\u00e9 megtartani, viszont egy id\u0151 el\u0151tt sz\u00e9tv\u00e1lt h\u00e1zasp\u00e1r \u00e1ltal hitelb\u0151l vett telket v\u00e1l\u00e1s eset\u00e9n nem biztos, hogy pont ugyanilyen elsz\u00e1nts\u00e1ggal akarj\u00e1k majd megtartani, ami a bank sz\u00e1m\u00e1ra p\u00f3tl\u00f3lagos kock\u00e1zatot \u00e9s \u00edgy magasabb elv\u00e1rt \u00f6ner\u0151t jelent.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e49f6d elementor-widget elementor-widget-n-accordion\" data-id=\"3e49f6d\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6530\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6530\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00c1ltal\u00e1ban csak piaci hitelb\u0151l lehet telket v\u00e1s\u00e1rolni <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6530\" class=\"elementor-element elementor-element-5c3bb3a e-con-full e-flex e-con e-child\" data-id=\"5c3bb3a\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6530\" class=\"elementor-element elementor-element-4b997e5 e-flex e-con-boxed e-con e-child\" data-id=\"4b997e5\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3bf7505 elementor-widget elementor-widget-text-editor\" data-id=\"3bf7505\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u00c1ltal\u00e1ban mag\u00e1t a telekv\u00e1s\u00e1rl\u00e1st nem t\u00e1mogatja \u00f6nmag\u00e1ban az \u00e1llam semmilyen form\u00e1ban, pl. nem lehetett r\u00e1\u00a0<a href=\"\/index.php\/tamogatasok\/\" target=\"_blank\" rel=\"noopener\"><strong>szocpolt<\/strong><\/a>, <strong><a href=\"\/index.php\/tamogatasok\/\" target=\"_blank\" rel=\"noopener\">CSOK<\/a><\/strong>-ot\u00a0felvenni, de lehetnek az\u00e9rt kiv\u00e9telek, pl. lak\u00e1s-takar\u00e9kp\u00e9nzt\u00e1ri megtakar\u00edt\u00e1st fel lehet r\u00e1 haszn\u00e1lni. Hitel oldalon azonban csak a piaci kamatoz\u00e1s\u00fa hitelkonstrukci\u00f3k j\u00f6hetnek sz\u00f3ba, mert az \u00e1llam is abb\u00f3l indul ki, hogy az kapjon csak az \u00e9p\u00edtkez\u00e9s\u00e9hez\u00a0<a href=\"\/index.php\/tamogatott-lakashitel\/\" target=\"_blank\" rel=\"noopener\"><strong>t\u00e1mogatott lak\u00e1shitelt<\/strong><\/a>, aki legal\u00e1bb a hozz\u00e1 val\u00f3 telket meg tudta v\u00e1s\u00e1rolni el\u0151tte.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ad6acf elementor-widget elementor-widget-n-accordion\" data-id=\"0ad6acf\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1130\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1130\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Figyelni kell arra is, hogy ut\u00e1na ki fogja finansz\u00edrozni az \u00e9p\u00edtkez\u00e9st <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1130\" class=\"elementor-element elementor-element-416c92e e-con-full e-flex e-con e-child\" data-id=\"416c92e\" data-element_type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1130\" class=\"elementor-element elementor-element-9239f3b e-flex e-con-boxed e-con e-child\" data-id=\"9239f3b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e15df7 elementor-widget elementor-widget-text-editor\" data-id=\"6e15df7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Igazi csapdahelyzet, ha olyan bankkal finansz\u00edroztatja telekv\u00e1s\u00e1rl\u00e1s\u00e1t, ahol azt\u00e1n\u00a0<a href=\"\/index.php\/epitesi-hitel\/\" target=\"_blank\" rel=\"noopener\"><strong>\u00e9p\u00edt\u00e9si hitelt<\/strong><\/a>\u00a0nem kaphat r\u00e1. Ma ez m\u00e1r aligha fordulhat el\u0151 egyszer\u0171en amiatt, mert amelyik bank telekv\u00e1s\u00e1rl\u00e1sra is ad hitelt, az \u00e9p\u00edt\u00e9si hitelt is tart a palett\u00e1n, de 2024. m\u00e1rcius\u00e1ban m\u00e9g mindig volt olyan bank, amelyik \u00e9p\u00edt\u00e9si c\u00e9lra nem adott CSOK Pluszt, de telekv\u00e1s\u00e1rl\u00e1si hitele piaci konstrukci\u00f3ban volt viszont. Vagyis, ha az \u00e9p\u00edtkez\u00e9shez is szeretne hitelt felvenni, nem csup\u00e1n a telek v\u00e1s\u00e1rl\u00e1shoz, akkor azt is mindenk\u00e9ppen tiszt\u00e1znia kell a telekv\u00e1s\u00e1rl\u00e1s el\u0151tt, hogy ha sz\u00fcks\u00e9ge lesz \u00e9p\u00edt\u00e9si hitelre is, akkor kaphat-e majd \u00e9s ha igen, milyent? Ha ugyanis a telekv\u00e1s\u00e1rl\u00e1st finansz\u00edroz\u00f3 bank nem ad \u00d6nnek, akkor el\u0151\u00e1ll az a rendk\u00edv\u00fcl kellemetlen helyzet, hogy nem, vagy csak nagyon nehezen tud tov\u00e1bbl\u00e9pni, ugyanis, ha A bank hitel\u00e9b\u0151l vette a telket, de az nem ad az \u00e9p\u00edtkez\u00e9sre m\u00e1r t\u00f6bbet, akkor csak B bank j\u00f6het sz\u00f3ba \u00e9s mivel ritka, hogy egyik bank be akarjon menni egy m\u00e1sik m\u00f6g\u00e9 a jelz\u00e1logjog\u00e1val, ez\u00e9rt itt meg is \u00e1ll a t\u00f6rt\u00e9net. Hacsak nem olyan kedves B bank, hogy a telekv\u00e1s\u00e1rl\u00e1sra felvett hitelt is \u00e1tveszi. Itt m\u00e1r nagyon szerencs\u00e9s csillag\u00e1ll\u00e1ssal kell rendelkeznie, ez\u00e9rt ink\u00e1bb javasoljuk azt, hogy miel\u0151tt al\u00e1\u00edr egy telekv\u00e1s\u00e1rl\u00e1si hitelt, mindenk\u00e9ppen nagyon alaposan egyeztesse le ezeket a k\u00e9rd\u00e9seket!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Amennyiben lak\u00f3ingatlan \u00e9p\u00edt\u00e9s\u00e9re alkalmas telket szeretne megv\u00e1s\u00e1rolni bankhitelb\u0151l, akkor azt lak\u00e1shitelb\u0151l, azon bel\u00fcl is lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitelb\u0151l teheti meg. Emiatt minden nagyon hasonl\u00f3an m\u0171k\u00f6dik, mint a lak\u00e1sv\u00e1s\u00e1rl\u00e1si hiteln\u00e9l, ez\u00e9rt itt csak a k\u00fcl\u00f6nbs\u00e9geket emelj\u00fck ki: Ide\u00e1lis eset a belter\u00fcleti \u00e9p\u00edt\u00e9si telek El\u0151sz\u00f6r is \u00e9rdemes tudnia, hogy t\u00f6bbf\u00e9le telek l\u00e9tezik az ingatlan-nyilv\u00e1ntart\u00e1s szerint. Ide\u00e1lis eset az, ha [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-61","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/pages\/61","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/comments?post=61"}],"version-history":[{"count":15,"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/pages\/61\/revisions"}],"predecessor-version":[{"id":1737,"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/pages\/61\/revisions\/1737"}],"wp:attachment":[{"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/media?parent=61"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}