{"id":47,"date":"2024-05-14T12:28:54","date_gmt":"2024-05-14T12:28:54","guid":{"rendered":"https:\/\/uj.okoshitel.hu\/?page_id=47"},"modified":"2026-01-09T10:40:55","modified_gmt":"2026-01-09T10:40:55","slug":"milyen-elteresek-vannak-a-bankok-kozott-a-lakasvasarlasi-hitelek-eseteben","status":"publish","type":"page","link":"https:\/\/uj.okoshitel.hu\/index.php\/milyen-elteresek-vannak-a-bankok-kozott-a-lakasvasarlasi-hitelek-eseteben\/","title":{"rendered":"Milyen elt\u00e9r\u00e9sek vannak a bankok k\u00f6z\u00f6tt a lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitelek eset\u00e9ben?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"47\" class=\"elementor elementor-47\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-11b61fb e-flex e-con-boxed e-con e-parent\" data-id=\"11b61fb\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c908ff6 elementor-widget elementor-widget-heading\" data-id=\"c908ff6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Milyen elt\u00e9r\u00e9sek vannak a bankok k\u00f6z\u00f6tt a lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitelek eset\u00e9ben?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44e8513 elementor-widget elementor-widget-text-editor\" data-id=\"44e8513\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Meglep\u0151 lehet, de nem csak a konkr\u00e9t, sz\u00e1mszer\u0171 r\u00e9szeikben t\u00e9rnek el a bankok lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitelei, hanem azok megszerz\u00e9s\u00e9nek folyamat\u00e1ban is t\u00f6bb-kevesebb k\u00fcl\u00f6nbs\u00e9get fog tal\u00e1lni, ha elkezd foglalkozni ezzel a t\u00e9m\u00e1val. Itt most csup\u00e1n egy kis szemelv\u00e9nyt adunk mindezekb\u0151l.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b6ecb30 e-flex e-con-boxed e-con e-parent\" data-id=\"b6ecb30\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-cc82b76 e-con-full e-flex e-con e-child\" data-id=\"cc82b76\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c2397f elementor-widget elementor-widget-image\" data-id=\"0c2397f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"480\" src=\"https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2025\/05\/ingatlanvasarlas-koltozes.jpg\" class=\"attachment-large size-large wp-image-634\" alt=\"ingatlanv\u00e1s\u00e1rl\u00e1s k\u00f6lt\u00f6z\u00e9s\" srcset=\"https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2025\/05\/ingatlanvasarlas-koltozes.jpg 1000w, https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2025\/05\/ingatlanvasarlas-koltozes-300x180.jpg 300w, https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2025\/05\/ingatlanvasarlas-koltozes-768x461.jpg 768w, https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2025\/05\/ingatlanvasarlas-koltozes-980x588.jpg 980w, https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2025\/05\/ingatlanvasarlas-koltozes-480x288.jpg 480w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4517350 e-con-full e-flex e-con e-child\" data-id=\"4517350\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c4b8ec9 elementor-widget elementor-widget-heading\" data-id=\"c4b8ec9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">1.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3889bf9 elementor-widget elementor-widget-text-editor\" data-id=\"3889bf9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A lak\u00e1sv\u00e1s\u00e1rl\u00e1si k\u00f6lcs\u00f6n foly\u00f3s\u00edt\u00e1s\u00e1nak szinte minden bankn\u00e1l egys\u00e9gesen felt\u00e9tele a lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitelnek az \u00fcgyv\u00e9dn\u00e9l let\u00e9tbe helyezett, elad\u00f3i tulajdonjogr\u00f3l lemond\u00f3 nyilatkozat. Ebben az elad\u00f3 v\u00e1llalja, hogy amint a teljes v\u00e9tel\u00e1rat megkapja, lemond az ingatlan tulajdonjog\u00e1r\u00f3l.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3351e56 e-flex e-con-boxed e-con e-parent\" data-id=\"3351e56\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-05b4d2d e-con-full e-flex e-con e-child\" data-id=\"05b4d2d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e3ef1bb elementor-widget elementor-widget-heading\" data-id=\"e3ef1bb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">2.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3c6c0b elementor-widget elementor-widget-text-editor\" data-id=\"c3c6c0b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Minden bankn\u00e1l minimum foly\u00f3s\u00edt\u00e1si felt\u00e9tel, hogy a tulajdonjog bejegyz\u00e9s ir\u00e1nti k\u00e9relem legal\u00e1bb sz\u00e9ljegyen szerepeljen, szigor\u00fabbakn\u00e1l ez is kev\u00e9s, meg kell v\u00e1rni a f\u00f6ldhivatal joger\u0151s jelz\u00e1logjog bejegyz\u00e9s\u00e9t is. Ez a norm\u00e1l elj\u00e1r\u00e1si szab\u00e1lyok eset\u00e9n egyb\u0151l 30 nappal tolja ki a lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitel foly\u00f3s\u00edt\u00e1si id\u0151pontj\u00e1t.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a49fa15 e-con-full e-flex e-con e-child\" data-id=\"a49fa15\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c18206 elementor-widget elementor-widget-heading\" data-id=\"5c18206\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">3.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97f570d elementor-widget elementor-widget-text-editor\" data-id=\"97f570d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>M\u00e1s szab\u00e1lyok vonatkoznak bankonk\u00e9nt arra, hogy a lak\u00e1sv\u00e1s\u00e1rl\u00e1si k\u00f6lcs\u00f6nben szerepl\u0151 szem\u00e9lyeknek (ad\u00f3s, ad\u00f3st\u00e1rs) kell-e, \u00e9s ha igen, milyen m\u00e9rt\u00e9kben kell tulajdonjogot szerezni\u00fck a v\u00e1s\u00e1rland\u00f3 ingatlanban.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-75da100 e-con-full e-flex e-con e-child\" data-id=\"75da100\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37259f4 elementor-widget elementor-widget-heading\" data-id=\"37259f4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">4.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8cfecf9 elementor-widget elementor-widget-text-editor\" data-id=\"8cfecf9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Van-e arra lehet\u0151s\u00e9g, hogy a v\u00e1s\u00e1rland\u00f3 ingatlan helyett vagy azon fel\u00fcl egy m\u00e1sik ingatlan ker\u00fclj\u00f6n fedezetk\u00e9nt bevon\u00e1sra? \u00c1ltal\u00e1ban igen, de az viszont bankonk\u00e9nt elt\u00e9r\u0151, hogy maximum h\u00e1ny darab ingatlan lehet egy \u00fcgyletben. R\u00e1ad\u00e1sul van olyan kiv\u00e9teles bank is, amelyik ilyenkor is megk\u00f6vetel 20% \u00f6ner\u0151t, teh\u00e1t tulajdonk\u00e9ppen \u00e9rtelmetlen plusz ingatlant is fedezetbe vonni n\u00e1luk.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-78a80be e-flex e-con-boxed e-con e-parent\" data-id=\"78a80be\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2e7a7bd e-con-full e-flex e-con e-child\" data-id=\"2e7a7bd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b088b7 elementor-widget elementor-widget-heading\" data-id=\"4b088b7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">5.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3949d4b elementor-widget elementor-widget-text-editor\" data-id=\"3949d4b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Van-e lehet\u0151s\u00e9g r\u00e9sztulajdon megv\u00e1s\u00e1rl\u00e1s\u00e1ra, \u00e9s ha igen, akkor felt\u00e9tel-e, hogy az adott ingatlanban m\u00e1r legyen r\u00e9sztulajdona a vev\u0151nek, valamint sz\u00fcks\u00e9ges-e az, hogy a lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitellel \u0151 1\/1 ar\u00e1nyban szerezze meg a teljes tulajdonjogot.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1d7a94c e-con-full e-flex e-con e-child\" data-id=\"1d7a94c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-db782d7 elementor-widget elementor-widget-image\" data-id=\"db782d7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"323\" src=\"https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2024\/08\/happy-emotional-spouses-reading-letter-kitchen-interior-1024x413.jpg\" class=\"attachment-large size-large wp-image-251\" alt=\"\" srcset=\"https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2024\/08\/happy-emotional-spouses-reading-letter-kitchen-interior-1024x413.jpg 1024w, https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2024\/08\/happy-emotional-spouses-reading-letter-kitchen-interior-300x121.jpg 300w, https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2024\/08\/happy-emotional-spouses-reading-letter-kitchen-interior-768x310.jpg 768w, https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2024\/08\/happy-emotional-spouses-reading-letter-kitchen-interior-1536x620.jpg 1536w, https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2024\/08\/happy-emotional-spouses-reading-letter-kitchen-interior-2048x827.jpg 2048w, https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2024\/08\/happy-emotional-spouses-reading-letter-kitchen-interior-1080x436.jpg 1080w, https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2024\/08\/happy-emotional-spouses-reading-letter-kitchen-interior-1280x517.jpg 1280w, https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2024\/08\/happy-emotional-spouses-reading-letter-kitchen-interior-980x396.jpg 980w, https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2024\/08\/happy-emotional-spouses-reading-letter-kitchen-interior-480x194.jpg 480w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-229a51d e-flex e-con-boxed e-con e-parent\" data-id=\"229a51d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-55617d3 e-con-full e-flex e-con e-child\" data-id=\"55617d3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bd16239 elementor-widget elementor-widget-heading\" data-id=\"bd16239\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">6.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7debbb2 elementor-widget elementor-widget-text-editor\" data-id=\"7debbb2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u00daj lak\u00e1s v\u00e1s\u00e1rl\u00e1sakor a lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitel foly\u00f3s\u00edt\u00e1si felt\u00e9telei bankonk\u00e9nt k\u00fcl\u00f6nb\u00f6z\u0151ek lehetnek a tekintetben, hogy a bank albet\u00e9tes\u00edt\u00e9s igazol\u00e1s\u00e1t k\u00e9ri, vagy be\u00e9ri joger\u0151s haszn\u00e1latbav\u00e9teli enged\u00e9llyel is (a kett\u0151 k\u00f6z\u00f6tt nagy id\u0151beli elt\u00e9r\u00e9s lehet). Ez szint\u00e9n fontos inform\u00e1ci\u00f3 m\u00e1r a bankv\u00e1laszt\u00e1sakor, mivel a legt\u00f6bb esetben a lak\u00e1s \u00e1tad\u00e1s\u00e1t a teljes v\u00e9tel\u00e1r megfizet\u00e9s\u00e9hez k\u00f6tik, teh\u00e1t a bek\u00f6lt\u00f6z\u00e9s id\u0151pontja m\u00falhat ezen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-759d1d6 e-con-full e-flex e-con e-child\" data-id=\"759d1d6\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-01f42c1 elementor-widget elementor-widget-heading\" data-id=\"01f42c1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">7.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54fff64 elementor-widget elementor-widget-text-editor\" data-id=\"54fff64\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>V\u00e9g\u00fcl az is fontos, hogy szinte minden bank meghat\u00e1rozza telep\u00fcl\u00e9senk\u00e9nt azt a maxim\u00e1lis \u00e9rt\u00e9ket, amit a lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitellel meg tud finansz\u00edrozni. Sok esetben ezen maximum\u00e9rt\u00e9kek miatt nagyon lesz\u0171k\u00fcl a sz\u00f3ba j\u00f6het\u0151 bankok k\u00f6re, b\u00e1r itt is vannak kiv\u00e9telek, mert pl. az egyik nagy bank lak\u00e1sv\u00e1s\u00e1rl\u00e1si hiteln\u00e9l nem \u00edr el\u0151 ilyet.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f1abbfb e-flex e-con-boxed e-con e-parent\" data-id=\"f1abbfb\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c4472b9 e-con-full e-flex e-con e-child\" data-id=\"c4472b9\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f88885 elementor-widget elementor-widget-heading\" data-id=\"1f88885\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">8.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94cc149 elementor-widget elementor-widget-text-editor\" data-id=\"94cc149\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Az is nagyon elt\u00e9r\u0151 tud lenni bankonk\u00e9nt, hogy a d\u00f6nt\u00e9st k\u00f6vet\u0151en mennyi id\u0151n bel\u00fcl kell leszerz\u0151dnie a j\u00f3v\u00e1hagyott hitelre. Egyes bankok szeretnek 15-30 napon bel\u00fcl szerz\u0151dni \u00e9s nem is nagyon rugalmasak e tekintetben, m\u00e1sokn\u00e1l ak\u00e1r 90 nap is rendelkez\u00e9sre \u00e1ll e c\u00e9lra. Ennek akkor lehet jelent\u0151s\u00e9ge, ha m\u00e9g nem kaphat kulcsot a megv\u00e1s\u00e1rolt az ingatlanban, mert messze van m\u00e9g a fizet\u00e9si hat\u00e1rid\u0151 lej\u00e1rta \u00e9s emiatt az elad\u00f3 nem tudja vagy akarja azt \u00e1tadni akkor sem, ha m\u00e1r el\u0151bb a p\u00e9nz\u00e9hez jut. R\u00e1ad\u00e1sul egyes bankok a szerz\u0151d\u00e9sk\u00f6t\u00e9st\u0151l m\u00e1r kamatot vagy rendelkez\u00e9sre tart\u00e1si jutal\u00e9kot kezdenek szedni, noha m\u00e9g ki sem foly\u00f3s\u00edtott\u00e1k a hitelt az elad\u00f3nak.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d32914b e-con-full e-flex e-con e-child\" data-id=\"d32914b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49042c1 elementor-widget elementor-widget-heading\" data-id=\"49042c1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">9.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b74c185 elementor-widget elementor-widget-text-editor\" data-id=\"b74c185\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Szint\u00e9n nagyon jelent\u0151s k\u00fcl\u00f6nbs\u00e9gek vannak abban, ki mennyi id\u0151t hagy a foly\u00f3s\u00edt\u00e1si felt\u00e9telek teljes\u00edt\u00e9s\u00e9re a szerz\u0151d\u00e9sk\u00f6t\u00e9st k\u00f6vet\u0151en. Van, ahol erre csup\u00e1n 30 nap \u00e1ll rendelkez\u00e9sre, m\u00edg m\u00e1shol 90 nap, \u00faj \u00e9p\u00edt\u00e9s\u0171 ingatlan v\u00e1s\u00e1rl\u00e1s\u00e1n\u00e1l pedig ak\u00e1r m\u00e9g enn\u00e9l is sokkal hosszabb id\u0151szak. Erre az\u00e9rt \u00e9rdemes figyelni, mert a foly\u00f3s\u00edt\u00e1st\u00f3l m\u00e1ris indul a t\u00f6rleszt\u00e9si id\u0151szak, s teljesen \u00e9rtelmetlen ezt \u00fagy megkezdeni, hogy m\u00e9g birtokba nem l\u00e9phet, mert pl. v\u00e1rnia kell az elad\u00f3 kik\u00f6lt\u00f6z\u00e9s\u00e9re.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Meglep\u0151 lehet, de nem csak a konkr\u00e9t, sz\u00e1mszer\u0171 r\u00e9szeikben t\u00e9rnek el a bankok lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitelei, hanem azok megszerz\u00e9s\u00e9nek folyamat\u00e1ban is t\u00f6bb-kevesebb k\u00fcl\u00f6nbs\u00e9get fog tal\u00e1lni, ha elkezd foglalkozni ezzel a t\u00e9m\u00e1val. Itt most csup\u00e1n egy kis szemelv\u00e9nyt adunk mindezekb\u0151l. 1. A lak\u00e1sv\u00e1s\u00e1rl\u00e1si k\u00f6lcs\u00f6n foly\u00f3s\u00edt\u00e1s\u00e1nak szinte minden bankn\u00e1l egys\u00e9gesen felt\u00e9tele a lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitelnek az \u00fcgyv\u00e9dn\u00e9l let\u00e9tbe helyezett, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-47","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/pages\/47","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/comments?post=47"}],"version-history":[{"count":17,"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/pages\/47\/revisions"}],"predecessor-version":[{"id":1784,"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/pages\/47\/revisions\/1784"}],"wp:attachment":[{"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/media?parent=47"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}