{"id":43,"date":"2024-05-14T12:28:03","date_gmt":"2024-05-14T12:28:03","guid":{"rendered":"https:\/\/uj.okoshitel.hu\/?page_id=43"},"modified":"2026-01-07T10:59:23","modified_gmt":"2026-01-07T10:59:23","slug":"lakasvasarlasi-hitel","status":"publish","type":"page","link":"https:\/\/uj.okoshitel.hu\/index.php\/lakasvasarlasi-hitel\/","title":{"rendered":"Lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitel"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"43\" class=\"elementor elementor-43\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3219ae3a e-flex e-con-boxed e-con e-parent\" data-id=\"3219ae3a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a364bbe elementor-widget elementor-widget-heading\" data-id=\"a364bbe\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitel<\/h1>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b037907 e-flex e-con-boxed e-con e-parent\" data-id=\"b037907\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-41da1b4 e-con-full e-flex e-con e-child\" data-id=\"41da1b4\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b6f0ec3 elementor-widget elementor-widget-text-editor\" data-id=\"b6f0ec3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tA lak\u00e1shitelek nagy csal\u00e1dj\u00e1n bel\u00fcl is a leggyakoribb, s emiatt legfontosabb eset az, amikor a hitel c\u00e9lja valamely lak\u00f3ingatlan tulajdonjog\u00e1nak megszerz\u00e9se. E pontban a minden lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitelre \u00e9rv\u00e9nyes \u00e1ltal\u00e1nos jellemz\u0151ket gy\u0171jt\u00f6tt\u00fck \u00f6ssze, nem t\u00e9ve k\u00fcl\u00f6nbs\u00e9get haszn\u00e1lt vagy \u00faj lak\u00e1s v\u00e1s\u00e1rl\u00e1sa k\u00f6z\u00f6tt. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-acee24a e-flex e-con-boxed e-con e-parent\" data-id=\"acee24a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-60d25c7 e-con-full e-flex e-con e-child\" data-id=\"60d25c7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f4c6889 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"f4c6889\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Melyek teh\u00e1t egy lak\u00e1sv\u00e1s\u00e1rl\u00e1si \nhitel \u00e1ltal\u00e1nos jellemz\u0151i?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f474299 elementor-widget elementor-widget-text-editor\" data-id=\"f474299\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"\/index.php\/lakasvasarlasi-hitel-altalanos-jellemzoi\/\" target=\"_blank\" rel=\"noopener\"><strong>14 pontban \u00f6sszefoglaltuk<\/strong><\/a> \u00d6nnek a lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitelek \u00e1ltal\u00e1nos jellemz\u0151it, buktat\u00f3it. Mindenk\u00e9ppen \u00e9rdemes ezeket az inform\u00e1ci\u00f3kat \u00e1tolvasnia, amennyiben lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitelben gondolkozik.<\/p><p><strong>Milyen elt\u00e9r\u00e9sek vannak a bankok k\u00f6z\u00f6tt a lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitelek eset\u00e9ben?<\/strong> Meglep\u0151 m\u00f3don nem csak a konkr\u00e9t, sz\u00e1mszer\u0171 r\u00e9szeikben t\u00e9rnek el a bankok lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitelei, hanem azok megszerz\u00e9s\u00e9nek folyamat\u00e1ban is t\u00f6bb-kevesebb k\u00fcl\u00f6nbs\u00e9get fog tal\u00e1lni, ha elkezd foglalkozni ezzel a t\u00e9m\u00e1val. Itt most csup\u00e1n egy kis szemelv\u00e9nyt adunk mindezekb\u0151l.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ee906e4 e-con-full e-flex e-con e-child\" data-id=\"ee906e4\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64e43d8 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"64e43d8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00daj lak\u00e1s v\u00e1s\u00e1rl\u00e1sa<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c08782f elementor-widget elementor-widget-text-editor\" data-id=\"c08782f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Els\u0151k\u00e9nt azt \u00e9rdemes megn\u00e9z\u00fcnk, hogy mi sz\u00e1m\u00edt \u00faj lak\u00e1snak. K\u00f6znapi \u00e9rtelemben az, amiben m\u00e9g senki sem lakott \u00d6n el\u0151tt. Jogi \u00e9rtelemben pedig az, amiben m\u00e9g hivatalosan senki sem lakott \u00d6n el\u0151tt vagy amit a jogszab\u00e1ly meghat\u00e1roz.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21e16af elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"21e16af\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Haszn\u00e1lt lak\u00e1s v\u00e1s\u00e1rl\u00e1sa<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e28285 elementor-widget elementor-widget-text-editor\" data-id=\"1e28285\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitelek z\u00f6m\u00e9ben egy haszn\u00e1lt lak\u00e1s vagy h\u00e1z megv\u00e1s\u00e1rl\u00e1sa a c\u00e9l. Ez a leggyakoribb \u00e9s a legegyszer\u0171bb dokument\u00e1ci\u00f3t ig\u00e9nyl\u0151 lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitel t\u00edpus. \u00d6sszegy\u0171jt\u00f6tt\u00fcnk n\u00e9h\u00e1ny fontos tudnival\u00f3t haszn\u00e1lt lak\u00e1s v\u00e1s\u00e1rl\u00e1s eset\u00e9re.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5bef17f e-flex e-con-boxed e-con e-parent\" data-id=\"5bef17f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a14385b elementor-widget elementor-widget-heading\" data-id=\"a14385b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Lak\u00e1shitel kalkul\u00e1torunk az al\u00e1bbi bankok term\u00e9keit tartalmazza:<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-57f7618 e-con-full e-flex e-con e-child\" data-id=\"57f7618\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47a2b9f elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"47a2b9f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"266\" height=\"87\" src=\"https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2025\/08\/Reteg-14-1.png\" class=\"attachment-large size-large wp-image-936\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84a692d elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"84a692d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"194\" height=\"52\" src=\"https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2025\/08\/Reteg-15-1.png\" class=\"attachment-large size-large wp-image-937\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-155a85c elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"155a85c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"264\" height=\"95\" src=\"https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2025\/08\/Reteg-16-1.png\" class=\"attachment-large size-large wp-image-938\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e86ac4 elementor-widget elementor-widget-image\" data-id=\"5e86ac4\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"54\" src=\"https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2025\/08\/Reteg-17-1.png\" class=\"attachment-large size-large wp-image-939\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51832a0 elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"51832a0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"77\" height=\"61\" src=\"https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2025\/08\/KH_logo.svg.png\" class=\"attachment-large size-large wp-image-942\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7473436 elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"7473436\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"223\" height=\"45\" src=\"https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2025\/08\/Reteg-18-2.png\" class=\"attachment-large size-large wp-image-940\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-201afd9 elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"201afd9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"390\" height=\"57\" src=\"https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2025\/08\/Reteg-19-1.png\" class=\"attachment-large size-large wp-image-941\" alt=\"\" srcset=\"https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2025\/08\/Reteg-19-1.png 390w, https:\/\/uj.okoshitel.hu\/wp-content\/uploads\/2025\/08\/Reteg-19-1-300x44.png 300w\" sizes=\"(max-width: 390px) 100vw, 390px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>A lak\u00e1shitelek nagy csal\u00e1dj\u00e1n bel\u00fcl is a leggyakoribb, s emiatt legfontosabb eset az, amikor a hitel c\u00e9lja valamely lak\u00f3ingatlan tulajdonjog\u00e1nak megszerz\u00e9se. E pontban a minden lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitelre \u00e9rv\u00e9nyes \u00e1ltal\u00e1nos jellemz\u0151ket gy\u0171jt\u00f6tt\u00fck \u00f6ssze, nem t\u00e9ve k\u00fcl\u00f6nbs\u00e9get haszn\u00e1lt vagy \u00faj lak\u00e1s v\u00e1s\u00e1rl\u00e1sa k\u00f6z\u00f6tt. Melyek teh\u00e1t egy lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitel \u00e1ltal\u00e1nos jellemz\u0151i? 14 pontban \u00f6sszefoglaltuk \u00d6nnek a lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitelek [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-43","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/pages\/43","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/comments?post=43"}],"version-history":[{"count":29,"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/pages\/43\/revisions"}],"predecessor-version":[{"id":1726,"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/pages\/43\/revisions\/1726"}],"wp:attachment":[{"href":"https:\/\/uj.okoshitel.hu\/index.php\/wp-json\/wp\/v2\/media?parent=43"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}